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GUARANTEED STANDARD ISSUE
 
Guaranteed Standard Issue Overview


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Traditional group and individual income carriers fail to meet the increasing demands of highly compensated executives. Most carriers limit issue levels to $25,000 a month which leaves corporate executives earning $500,000 a year or more under insured.

For non-medical groups of 10 or more, Hanleigh’s Guaranteed Standard Issue (GSI) program offers an ideal solution! The program is designed to be layered on top of an existing Group LTD plan and/or Supplemental Individual plan. Underwriting offers are made by Hanleigh’s advanced sales team comprised of a lead underwriter, a corporate disability consultant and approved by Hanleigh’s president. An administrator is assigned to each case to assist in the collection of underwriting requirements and communication of case status.


Program Parameters
    • Monthly benefits in excess of $25,000 available
    • Lump sum benefits also available
    • Benefits payable for 60 months
    • GSI up to age 69
    • 3-year term policy
    • Corporate paid or voluntary programs
    • No medical underwriting questions
    • Coverage is portable
    • Own occupation definition
    • Worldwide coverage

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