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PERSONAL INCOME
Personal Income Overview


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Insurance industry consolidation and unexpected disability losses have resulted in a void in the disability income protection market. With executive compensation on the rise, and issue limits for disability income protection in decline, highly compensated individuals are often unable to adequately protect their income against a disability loss. Hanleigh can help.


Program Parameters
    • Lump Sum, Monthly or Combo Benefit Structures Available
    • Lump Sum Benefits up to 5x Income
    • Monthly Benefits up to 65% Income, Less In Force Coverage
    • Max Policy Terms of 5 years
    • Own Occupation Protection
    • Standard Elimination Periods of: 90, 180 or 365 days
    • Existing Life Insurance Medical Exams May Be Used for DI Underwriting

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