Statistics show that, for most business owners, 90% of their net-worth is tied-up in their business. Often Life Insurance is purchased to protect an individual’s equity in a buyout agreement, but few ever obtain protection against disability - a risk that is greater than death at every age between 35 and 65*. The failure to address the risk of disability in a buyout agreement could mean financial disaster for the remaining partner(s), disabled person, and their family. Hanleigh’s Buy Sell Protector provides successful business owners with up to 100% funding of contractual disability buyout needs. This funding is available as stand-alone coverage or in excess of traditional carrier’s disability buyout products. Coverage can be designed for cross-purchase or one-sided stock redemption.